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For expatriates living in Spain, your home is more than just a place to stay; it’s your sanctuary in a foreign country. But with holidays often involving extended absences, your house could become a target for burglars or vulnerable to unexpected issues like water leaks or storm damage.
That’s why having a solid plan—and adequate house insurance in Spain for expats—can make all the difference. Whether you’re heading back to your home country or enjoying a getaway, this guide will help ensure your property remains safe and sound.
Essential Checklist to Secure Your Home Before Travelling
1. Inform Trusted Neighbours or Friends
Neighbours can be your first line of defence. Ask someone you trust to check on your property occasionally. They can collect your post, open and close curtains, or even park their car in your driveway to make the house appear occupied.
2. Install a Reliable Security System
A modern alarm system is a powerful deterrent for burglars. Look for systems that include motion sensors, cameras, and a mobile app so you can monitor your home remotely. Bonus points if it’s connected to a local security company or the police.
Don’t forget to put up visible signs or stickers indicating that your property is protected—it’s often enough to scare off potential intruders.
Tips to Avoid Common Risks While You’re Away
3. Unplug Electronics and Shut Off Utilities
Power surges and leaks are two common culprits of home damage during holidays. Unplug all non-essential appliances and turn off the main water valve. This simple step can prevent flooding or electrical fires while you’re gone.
4. Secure Doors and Windows
It might sound obvious, but double-check that all doors and windows are locked properly. If you have sliding doors, consider installing a secondary lock or bar for added security. Older windows may benefit from extra reinforcements like security film or window locks.
How House Insurance in Spain for Expats Protects You
Even with the best precautions, unforeseen incidents can happen. That’s where comprehensive house insurance becomes indispensable. Policies tailored for expats often cover:
- Theft or Vandalism: Protect your belongings and property from burglary or malicious damage.
- Water Damage: Burst pipes or leaks can be costly if not covered.
- Natural Disasters: Spain’s weather can be unpredictable, with occasional storms and floods.
Before you leave, review your policy to ensure it covers these risks. If you’re not sure, contact your insurance provider to clarify or adjust your coverage.
Extra Steps for Peace of Mind
5. Use Timers for Lights
A dark, empty house is an obvious signal that no one’s home. Plug a few lamps into timers to create the illusion of activity. Smart home devices can also control lights, blinds, and even TVs remotely.
6. Safeguard Valuables
Avoid leaving expensive items like jewellery or cash in plain sight. Invest in a good-quality safe or, better yet, store valuables in a bank deposit box.
Avoid Oversharing Online
Social media updates about your holiday plans might be tempting, but they can inadvertently alert burglars that your home is vacant. Consider posting those travel photos after you return, and double-check your privacy settings.
Returning to a Safe and Sound Home
The relief of returning to a secure, undisturbed home is priceless. Following these simple steps not only protects your property but also gives you the freedom to fully enjoy your holiday.
If you’re unsure whether your current house insurance in Spain for expats covers potential risks, our team at The Insurance Centre can help. We specialise in insurance solutions tailored to expatriates, so you can travel worry-free. Contact us today to learn more or request a free policy review.
The key to a stress-free holiday lies in preparation. By ticking off this checklist and ensuring your home is covered by comprehensive insurance, you’ll minimise the risk of unpleasant surprises. Because the only thing you should worry about during your holiday is how to make the most of it.
