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Since January 1, 2023, self-employed workers contribute based on their monthly net earnings.
In the event of an illness or accident that prevents them from working, a self-employed worker will see their income reduced or come to a grinding holt, which then puts themselves and their family in a compromised situation.
The limited coverage provided by the social security may not be sufficient to guarantee their well-being.
There is a daily compensation insurance which takes effect in case of accidents connected or not to work or illness and in their professional or private life, with benefits paid in a single payment and calculated based on the number of days you are unable to work.
What does health insurance for the self-employed cover?
Additionally, the following options can be covered as well: –
• Daily compensation for hospitalisation.
• Capital paid for surgical operations
• Capital paid for disability.
• Medical assistance for accidents.
These type of polices give you peace of mind: and if you are taken ill or suffer an accident it will not result in financial loss; you can maintain your usual lifestyle and cover your business expenses.
Benefits of health insurance for the self-employed
Flexibility: The option to choose the daily benefit you want to receive during the duration of your work-related leave.
Comprehensive coverage: Covers any illness and/or accident that occurs both at work and in personal life.
Security: Complements the benefits provided by Social Security.
Speed: We guarantee quick payment of compensations. Additionally, there is the possibility of advance payment.
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