Be correctly covered if you are Self Employed

Since January 1, 2023, self-employed workers contribute based on their monthly net earnings. 

In the event of an illness or accident that prevents them from working, a self-employed worker will see their income reduced or come to a grinding holt, which then puts themselves and their family in a compromised situation.

The limited coverage provided by the social security may  not be sufficient to guarantee their well-being. 

There is a daily compensation insurance which takes effect in case of accidents connected or not to work or illness and in their professional or private life, with benefits paid in a single  payment and calculated based on the number of days you are unable to work.  

What does health insurance for the self-employed cover?

Additionally, the following options can be covered as well: – 

• Daily compensation for hospitalisation. 

• Capital paid for surgical operations 

• Capital paid for disability. 

• Medical assistance for accidents. 

These type of polices give you peace of mind: and if you are taken ill or suffer an accident it will not result in financial loss; you can maintain your usual lifestyle and cover your business  expenses. 

Benefits of health insurance for the self-employed

Flexibility: The option to choose the daily benefit you want to receive during the duration of  your work-related leave. 

Comprehensive coverage: Covers any illness and/or accident that occurs both at work and in  personal life. 

Security: Complements the benefits provided by Social Security. 

Speed: We guarantee quick payment of compensations. Additionally, there is the possibility of  advance payment.