Building and Contents Insurance in Spain

FLOOD ALERT 31/3/20 - Have you been affected by recent floods?

Andalucia is again on Orange Alert for bad storms. Between last night and the early hours of this morning the Fire Brigade and the Protección Civil have been on call dealing with the flooding as over 70 Litres of rain fell per square meter. People are still recovering from the damages and losses caused by the floods at the end of January. You must insure your property to be able to claim for the damages caused by the floods. We also help you deal with any Consortium Claims. Give us a call now for a quotation.

Whether you are a property owner or rental tenant, living in a rural retreat off the grid or in the heart of an apartment block in Spain, full time resident or use your property only for annual vacations, we have a full range of home insurance policies to meet your needs.

Our home and content insurance policies cover lots of items you might not even have thought about, until you need to claim of course. You can cover many items like blocked drains, flood damage, excess water consumption due to a leaking or burst pipe, break ins, accidental damage and even storm damage. Goods are insured on a new for old basis

If you want comprehensive home insurance in Spain, there really is only one company you should be speaking with!

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Our business advantages:

Simplicity

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Simplicity Clear and Comprehesive policies .

Comfort

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Comfort. Personal claims assistant to guide you every step of the way should a claim arise..

Effectiveness

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Effectiveness. Quick and efficient settlement of claims.

Flexibility

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Flexibility. Personalised quotations to meet your requirements.

Services

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Services 24 hour helpline available 365 days per year

Our policies include:

Buildings Insurance
  • Providing cover for the bricks and mortar of your property against environmental and malicious damage.
  • Fire, explosion, lightning strike, water damage, damage caused by vandalism or malicious acts
  • Floods, rain, hail, snow, broken glass, sanitary ware breakage
  • Theft and robbery inside the home.
  • Diverse expenses of salvage, extinction, habitability, loss of rents.
  • Extensive civil liability cover
  • Support service, repair 24 hours a day all year round and do-it-yourself service.
  • Family legal defense.
  • Goods are Insured on a “Value as new” Basis
  • IT Support
  • Legal defense of Internet
  • Optional extra coverage
    • Accidental Damage
    • Aesthetic restoration of the building/contents
    • Garden reconstruction.
    • Replanting trees/garden.
    • Refrigerated goods.
    • Excess water consumption.
    • Complete building collapse.
    • Accidental spills of liquid other than water.
Contents Insurance
  • Whether you are the owner of the property or not it is important to insure your personal possessions and furnishings, including electrical items within the home.
  • Fire, explosion, lightning strike, water damage, damage caused by vandalism or malicious acts.
  • Floods, rain, hail, snow, broken glass, sanitary ware breakage.
  • Theft and robbery inside the home.
  • Support service, repair 24 hours a day all year round and do-it-yourself service.
  • Family legal defense.
  • Goods are Insured on a “Value as new” Basis
  • Legal defense of Internet.
  • Optional extra coverage
    • Accidental Damage
    • Aesthetic restoration of the building/contents
    • Refrigerated goods.
Outbuildings Insurance
  • We can cover buildings and contents of a wide range of permanent outbuilding structures from garages to at home offices.
Holiday Let Insurance
  • Insure your guests, your property, your fixtures and fittings and your furnishings with our personalised Holiday Let Insurance Policy.
Community Insurance
  • We have various policies designed for individuals and residential groups owning properties as part of a community. Providing cover specific needs such as insurance for damage in communal areas or 3rd Party Liability insurances for the community area.
Landlord Legal Defence
  • If you are Renting your property we can ensure you are fully protected from missed rents to property damage, your legal defence team are available 24hrs a day.
Tenant Legal Defence
  • If you are Tenant in a rental property we can ensure you have complete legal defence should a dispute between you and the property owner arise. Our Legal defence team are an intermediary party between you and your landlord and have a deposit hold scheme if you require.
Home Legal Defence
  • Our Home Legal Defence Policy ensures you complete peace of mind should any legal matters regarding your home arise, from problems with neighbouring properties to enforcements from the town hall.
Community Legal Defence

Our community legal defence policy is widely regarded as one of the best available on the market. It is totally customisable to the needs of your community ensuring you receive exactly the cover you require; an exceptional benefit of our community policy is our multi lingual support team who can be of real value in any multi cultural community.

Policy benefits

  • 24 hour support service.
  • Wide coverage and protection.
  • Civil liability and claims made against the community.
  • Damage by water and its location, repair and filtration.
  • Unclogging.
  • Community furniture.
  • Sanatorium ware.
  • Excess water consumption.
  • Option to choose coverage to include damages to private property of each of the dwellings.