Health Insurance in Spain
The Insurance Centre offer private health insurance for Expats in Spain. Ensuring you and your family receive prompt, high quality, private medical treatment when you need it the most. Comprehensive medical insurance for people living in Spain or planning to live in Spain
Who needs health insurance for expats in Spain?
The Insurance Centre offers Policies with or without a co-payment excess) with No age limit, giving you access to the best hospitals, doctors and specialists in Spain.
For a large number of expats living in Spain, private Health Insurance is a necessity as many are either not entitled to the public health care or become frustrated with the lengthy waiting times for certain health care procedures.
When applying for a Visa or Spanish Residency a Comprehensive Health Insurance is one of the main requirements in order to obtain entry into Spain. Our policies are fully valid for obtaining your via, Spanish residency and also for Erasmus students.
What is covered by Spanish health insurance?
If you’re looking for health insurance in Spain for expats, it’s important to understand that policies vary widely depending on your needs and budget. Many people are surprised at the range of coverage options available, from basic specialist consultations to comprehensive worldwide medical protection.
There are all different types of policies available which lots of people do not realise.
Specialist Consultation Coverage
One popular option is a policy that covers consultations with specialists only. While Spain’s public healthcare system (SNS) provides excellent primary care, access to specialists can be slow, with average waiting times exceeding 180 days. By having private health insurance in Spain, expats can fast-track specialist appointments and operations, avoiding long delays and ensuring timely medical treatment when it matters most.
Reimbursement Policies
Another option is a reimbursement policy, which allows you to visit any doctor, hospital, or specialist of your choice. If you go outside the insurer’s recommended network, you may pay a small percentage of the medical bill, but the flexibility is ideal for expats who do not live near major hospitals or prefer the convenience of choosing their own healthcare providers. These plans are also popular among athletes or active individuals, as they allow access to physiotherapists and sports medicine specialists of your choice.
Serious Illness and Worldwide Coverage
For those diagnosed with a serious illness, there are policies that cover treatment with prestigious doctors worldwide, without requiring prepayments. These plans cover all medical bills as well as associated travel and accommodation costs, giving expats complete peace of mind in case of critical health issues.
Finally, there are premium worldwide policies that cover 100% of medical treatment anywhere in the world. These plans give you total freedom to choose any hospital, doctor, or specialist, making them ideal for expats who travel frequently or want the highest level of healthcare flexibility and protection.
With the right health insurance in Spain, you can ensure that both routine care and serious medical conditions are handled efficiently, giving you and your family the security and peace of mind needed to enjoy life in Spain.
What's Included our Health Insurance Spain?
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