A very popular insurance policy these days is one called ‘legal defence’. It helps people that need to make a claim on their insurance by way of assisting claimants with all the additional legal defence cover that might be needed, as well as supplying any lawyers or surveyors if they are required, plus any associated court fees.
There are other advantages to legal defence insurance in Spain as well. It also advises you if you pick up any speeding and other traffic fines issued in your name. This is very handy as it is common for people not to receive the fines in the post due to many different reasons, meaning you are unaware of any offence. This can result in the fines increasing significantly in their value, up to 3 times the original fine plus 20 euro. When it reaches the public notice board called the BOE ( Boletin oficial del Estado) it really needs to be paid otherwise they can embargo your bank account for the outstanding money, if left unpaid.
It is when it reaches the BOE that the legal defence insurance will pick it up and you will be advised of the debt. They will even try and get a 50% reduction on the fine, if you pay it swiftly.
Traffic fines are common in Spain with some 2.7 million being issues during 2017 at a total revenue of over 280 million euros.
New radars and ingenious methods of catching out people speeding are occurring on a daily basis making this insurance policy a very appealing one to have.
Find out more about Legal Defence Insurance in Spain by contacting us now. It is not an expensive policy and it could end up saving you money by letting you know you have fines outstanding which could be reduced if paid right away.